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sobota, 9 maja 2015

The must spend

So i went through my goal and my income and now is time for the painful part...the bills. I have no idea if it is a lot or not but over last six months I have decreased them a lot. I don't know how much more I could go without giving up on some things I like. So lets group them:

  1. Rent for 2 bed apartment in the suburbs- 800/month
  2. Household bills: 
  • electricity- 70/month 
  • gas- depends- 50/every 2 months in summer and 150/2 months in winter.
  • water- so far 65/ every 3 months but it might change when water meter will be installed
  • bins- 100 once a year
3. Communication
  • 2 phone's on bill pay with a lot of minutes and data, never went over unless abroad- 130/month
  • TV- 50/month
  • Broadband- 55/month
  • TV license- 170/year
4. Car
  • Tax- 200/every 3 months
  • insurance 600/year
  • NCT- 50/year
  • fuel- at the moment without taking trips just work and shopping it is 200/month
5. Support
  • We are supporting our mother's, it is necessary- 250/month
  • salary protection scheme- 30/month
6. Work permit as a nurse- 100/year


Wow, now I can see all of them it is a lot..... 

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